Borrowing Power Calculator

Free Tool

Not sure how much you can borrow? Answer a few quick questions about your income and expenses for an estimate in seconds.

4 quick steps Includes the APRA buffer No sign-up needed

About you

Who is this loan for?

What are you looking for?

How many dependants?

Step 1 of 4

Indicative estimate only

Uses simplified Australian tax brackets and the 3% APRA serviceability buffer. Actual borrowing capacity varies by lender and individual circumstances. Consult a licensed mortgage broker for personalised advice.